FDIC: Federal Deposit Insurance Corporation

Alert - Impersonation Scams

There has been an increase in impersonation scams where victims receive unsolicited phone calls, text messages, or emails purporting to be from the Federal Deposit Insurance Corporation (FDIC) or the FDIC Office of Inspector General (OIG).� The FDIC will never ask you to provide money or other personally identifiable information over the phone.� If you are contacted and you suspect fraud, please contact the OIG Hotline.� For additional information, read the Impersonation Scams Alert.��

About the FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

Consumers

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Consumers

The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.

Electronic Deposit Insurance Estimator (EDIE)

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español

Deposit Insurance FAQs

What is deposit insurance? Why does it matter to you? Check our FAQs for answers to some of the most common questions about the FDIC and deposit insurance.